Credit Garden provides world-class AI-powered financial tools for banks, credit unions, microfinance institutions, and fintech companies across the Caribbean and globally. We nuh play when it comes to your money.
Talk to Our TeamEvery financial institution is different. Your portfolio, your market, your risk appetite, your customers. We build bespoke machine learning models designed specifically for your institution's needs, delivering accuracy that off-the-shelf solutions cannot match.
The World's First International Credit Score. A single, unified credit score calibrated for 180 countries using GDP per capita, minimum wage, unemployment rate, inflation, financial inclusion index, and more. Fair scoring no matter where you live.
Comprehensive credit risk evaluation for individuals, SMEs, and enterprises. Our AI assessments go beyond the traditional scorecard, incorporating behavioral, social, and macroeconomic signals to produce highly accurate risk profiles in real time.
The Caribbean needs local expertise. We deliver hands-on, practitioner-led training in AI credit model development, model validation, regulatory compliance, and responsible AI in lending. Learn from the people who built the region's most advanced credit tools.
Deploying AI is only the beginning. Credit Garden provides ongoing technical support, model monitoring, system integration, and continuous improvement to ensure your AI credit tools perform at their peak every day.
Whether you are a community credit union in Kingston or a regional bank in Port of Spain, we have a solution sized for your needs and your budget.
Starter
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For credit unions and microfinance
Professional
Custom
For banks and fintech companies
Enterprise
Bespoke
For central banks and large institutions
Join the financial institutions across the Caribbean that trust Credit Garden's AI to make smarter, faster, fairer lending decisions. Nuh wait, start today.